Medicare Supplement insurance is a insurance policy that helps to cover some or all of the deductible, coinsurance, copay, and excess charges gaps in Medicare. Medicare plans are sometimes referred to as Medigap insurance plans.



Medicare supplements are now standardized, as part of the Medicare Modernization Act 2003.
 
For an example, a Plan F with a company can be priced at $197 a month and another company offering the same Plan F will charge $125 a month. There is not  difference in benefit, but what may happen is the lower cost insurance carrier may have more regular or bigger rate increases throughout the life of the insured.  The Medicare Supplement Plan F will allow the insured to go to any doctor and hospital that accepts Medicare.  There are not networks or referrals needed for care. Generally, Medicare will pay it's portion and if a Plan F is owned, The remaining costs ill be assumed by the instance company.  To purchase a Medicare Supplement with any company you must have Medicare pars A and B, as of 2010, Medicare Part B premium will cost $96.40 a month.  Get your Medicare Supplement Insurance rate online with us today!


Information about us:

•We are large independent insurance agency with a department for Medicare Supplements and other lines of senior insurance products.
•We represent over 15 Medicare supplement insurers to ensure we have a options for our clients
•We have underwriting in house to reduce the likelihood of declines
•Annual reviews are offered to our clients, so there is no question that you have the best insurance plan in place 
•Assisting our clients for their Part D coverage is a must

Please call us at (888) 833-1755 to discuss your options. Please ask for Bradley Pyles

Helpful information for your research.

•Medicare Benefits- this will give you an overview of what Medicare offers
•Medicaid- Offers assistance to low income individuals

Medicare Plan Choices:

There are Two Main Choices for How You Get Your Medicare
Follow These Steps to Help You Decide:

Decide if You Want Original Medicare or a Medicare Advantage Plan
Original Medicare Advantage Plan
(like and HMO or PPO)

Part A (Hospital Insurance) and Part B (Medical Insurance) Part C – Includes BOTH Part A (Hospital Insurance) and Part B (Medical Insurance)
Medicare provides this coverage. You have your choice of doctors, hospitals, and other providers.
Generally, you or your supplemental coverage pay deductibles and coinsurance.
You usually pay a monthly premium for Part B. Private insurance companies approved by Medicare provide this coverage. In most plans, you need to use plan doctors, hospitals, and other providers or you pay more or all of the costs.
You usually pay a monthly premium (in addition to your Part B premium) and a co payment or coinsurance for covered services.  Costs, extra coverage, and rules vary by plan.
 
Decide If You Want Prescription Drug Coverage (Part D) Decide If You Want Prescription Drug Coverage (Part D)
If you want this coverage, you must choose and join a Medicare Prescription Drug Plan.
These plans are run by private companies approved by Medicare.
 If you want prescription drug coverage, and it's offered by your plan, in most cases you must get it through your plan.If your plan doesn't offer drug coverage, you can choose and join a Medicare Prescription Drug Plan.
 
Decide If You Want Supplemental Coverage Continue Below
You may want to get coverage that fills gaps in Original Medicare coverage. You can choose to buy a Medigap (Medicare Supplement Insurance) policy from a private company.
Costs vary by policy and company. Employers/unions may offer similar coverage.
 Note: If you join a Medicare Advantage Plan, you don’t need a Medigap policy. If you already have a Medigap policy, you can’t use it to pay for out-of-pocket costs you have under the Medicare Advantage Plan. If you already have a Medicare Advantage Plan, you can’t be sold a Medigap policy.
 

In addition to Original Medicare or a Medicare Advantage Plan, you may be able to join other types of Medicare health plans.

You may be able to save money or have other choices if you have limited income and resources.
You may also have other coverage, like employer or union, military, or Veterans’ benefits.

Are you eligible? Find out now............................. 

 Medicare Supplement Companies:

AARP | American Continental | Assured Life | Blue Cross Blue Shield | Continental Life | Family Life | Gerber Life | Humana | Mutual of Omaha | | United of Omaha | United Healthcare | GPM Life | Woodmen of the World

Medicare Supplement Plans:

Medicare Supplement Plan C | Medicare Supplement Plan F | Medicare Supplement Plan G |
Medicare Supplement Plan M | Medicare Supplement Plan N